Address
443 W Neal, Payson, AZ
Price
$ 625,000
Property Attributes
  • MLS#93378
  • TypeSingle Family
  • Listing Status Active
  • CountyGila
  • CityPayson
  • AreaHouston Mesa
  • NeighborhoodWhispering Pines
  • Zip85541
  • StyleMulti-Level, A-Frame
  • Year Built1964
  • Taxes$ 2436
  • Price$ 625,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage2148
  • Lot Size0.28 Acres
Data Source:
Central Arizona MLS (CAZBR)
Property Description

Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find. Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting. One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable. The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing. Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote. With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air. Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.

Price History
5/9/2026 Listed $625,000

General Features

Possession Close Of Escrow
Zoning County Res
Property Subtype Site Built
Tax Year 2025
Parcel Number 302-16-109
County Gila
Property Type Residential
Subdivision Name Whispering Pines
Status Active
Directions Depending on Carrier, Cell Service can be limited. Highly recommend downloading a map to your device prior to leaving Payson. Directions: Hwy 87 N to E Houston Mesa Rd to Scott Drive. Scott Drive to Neal Spur. First house on right to sign.
City Payson
MLS Area Houston Mesa
Lot Size Units Acres
Lot Size Square Feet 12196.8
Tax Annual Amount 2436.38
MLS Area Minor Houston Mesa
Standard Status Active
Legal Description Section: 24 Township: 11.5N Range: 10E Lot 15 , Whispering Pines Plat #6 , Plat 275 Sec 24 T111/2N R10e = 0.28 Ac
Public Remarks Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find. Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting. One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable. The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing. Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote. With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air. Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.
View Mountain(s),Rural
Heating Electric,Forced Air
Cooling Central Air,Split System
Roof Asphalt
Patio/Porch Features Porch
Architectural Style Multi-Level,A-Frame
Security Features Smoke Detector(s)
Construction Materials Wood Frame,Wood Siding
Year Built 1964
Attached Garage false
Full Baths 1

Interior Features

Total Baths 2
Interior Amenities Breakfast Bar,Eat-in Kitchen,Kitchen-Dining Combo,Vaulted Ceiling(s),Pantry,Master Main Floor,Kitchen Island
Flooring Wood,Concrete,Vinyl
Air Conditioning Y/N true
Heating Y/N true
3/4 Baths 1
Laundry Features Utility Room,Dryer,Washer
Total Bedrooms 4
Refrigerator true
Dishwasher true
Pantry true
Heating-Forced Air true
Kitchen Island true
Other_sp_Rooms_co_Loft true

Exterior Features

Lot Features Many Trees,Tall Pines on Lot
Lot Size Area 0.28
Lot Dimensions 125.14 X 130.54 X 107.98 X 96.24
Lot Size Acres 0.28
Horse Y/N false
Fencing None
Parking Features No Garage
Building Area Total 2148
Road Surface Type Gravel,Dirt

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 85541

Price
AVG $840K
$630K
Taxes
AVG $3,377
$2,436
Year Built
AVG 1996
1964